How EMICalculate.in handles your information.
Last updated: 1 October 2026
Your calculator numbers stay in your browser. Our calculators process the numbers you enter in your browser and do not send those calculator inputs to us.
You do not need an account to use our calculators.
We do not sell your personal data.
We use Google Analytics to understand how the website is used. We may also use Google AdSense to display advertising, where it is enabled.
If you submit a contact or lead form, we use the information you provide for the purpose explained on that form.
EMICalculate.in ("we", "us", "our") operates this website and is responsible for the personal information collected through the website.
If you have a privacy question, want to make a privacy request or have a concern about how your information is handled, contact: contact@emicalculate.in
The information we collect depends on how you use the website.
Our calculators are designed to process your loan amount, interest rate, tenure and other calculator inputs in your browser.
We do not receive or store these calculator inputs on our servers.
If you use a shareable calculator result, the information needed to recreate the calculation may be included in the shared URL. Anyone who receives that URL may be able to see the information contained in it.
Do not share a calculator-result URL if it contains information you do not want others to see.
If you contact us through our contact form or by email, we may receive information such as:
We use this information to respond to you, investigate issues and handle your request.
We do not use contact-form information for unrelated purposes.
Contact messages may be retained for up to 24 months, unless a longer period is reasonably required for legal, security or record-keeping purposes.
Our hosting provider may automatically record technical information when you visit the website, such as:
We use this information for website security, troubleshooting, performance and preventing abuse.
Server logs are retained for a limited period based on our hosting and security requirements.
We use Google Analytics, which gives us information about how visitors use the website, such as:
We use analytics to understand which pages are useful and improve the website.
Analytics providers may process this information under their own privacy policies.
If we offer a form that connects you with a lender, loan marketplace or other partner, the form will explain what information is being requested and who will receive it.
Depending on the form, this may include:
We will ask for the required consent before submitting your information to the named partner.
We use the information for the purpose explained on that form.
Information shared with a partner is then subject to that partner's privacy policy.
Our calculators do not require their own cookies to perform calculations.
However, third-party services used on the website may use cookies or similar technologies. These may include:
You can manage or delete cookies through your browser settings. Blocking certain cookies may affect some website or third-party features.
Where Google AdSense is used on EMICalculate.in:
Applicable consent requirements may differ depending on where you are located.
We use Google Analytics. Google processes information about your use of the website on our behalf.
We use analytics to understand website traffic, identify useful content and improve the site.
You can learn more about Google's handling of data through Google's policy for data used on partner sites.
You can also use Google's available browser controls to limit Analytics data collection.
Some links on EMICalculate.in may be affiliate or partner links.
These links may contain tracking information that tells the partner that you came from EMICalculate.in.
We may receive a commission or other commercial benefit if you take an eligible action through certain partner links.
The partner may use its own cookies or tracking technologies.
Any information you provide directly to the partner is governed by the partner's privacy policy.
Read our Affiliate Disclosure for more information.
We may share information with:
We do not sell your personal data.
Some service providers we use may process information on servers located outside India.
For example, Google and other technology providers may process information in different countries.
Those providers handle information according to their own privacy and security practices and applicable legal requirements.
We use reasonable technical and organisational measures to protect the information we hold.
The website uses HTTPS to encrypt information transmitted between your browser and the website.
We aim to collect only the information needed for the purpose for which it is provided.
However, no website or method of transmission can be guaranteed to be completely secure.
Applicable Indian data-protection law may give you rights regarding your personal data, including rights relating to access, correction, deletion, consent and grievance redressal.
The Digital Personal Data Protection Act, 2023 and the Digital Personal Data Protection Rules, 2025 provide the current framework for personal-data processing in India, subject to their applicable commencement and provisions.
If you want to make a privacy request, contact: contact@emicalculate.in
Please include enough information for us to understand and process your request.
We will respond within the applicable legal timeframe.
If you are not satisfied with our response, you may have the right to raise a grievance through the applicable regulatory process.
EMICalculate.in is intended for people planning or researching loans and is not directed at children.
We do not knowingly collect personal information from children.
If you believe a child has provided personal information to us, contact us at contact@emicalculate.in. We will review the request and take appropriate action.
We may update this Privacy Policy when our website, services or data practices change. Examples include:
The Last updated date at the top of this page will be changed when the policy is materially updated.
1 October 2026: Privacy Policy published.
For privacy questions, requests or grievances:
EMICalculate.in
Contact: Prajwal Karkera
Email: contact@emicalculate.in
Please include the relevant page or information when contacting us about a specific privacy issue.