The rules for using EMICalculate.in.
Last updated: 1 October 2026
You can use our calculators freely for personal planning and general information.
Calculator results are estimates, not loan offers, approvals or personalised financial advice.
Please do not copy, scrape, reproduce or commercially reuse our website, calculators or content without permission.
Lenders, marketplaces, advertisers and other partners have their own terms and privacy policies.
By accessing or using EMICalculate.in, you agree to these Terms of Use.
If you do not agree with these terms, please do not use the website.
EMICalculate.in is intended primarily for adults researching or planning loans in India.
You may:
Unless we give you written permission, you may not:
We may restrict access to the website where we reasonably believe these terms are being violated.
Unless otherwise stated, the text, original graphics, page layouts, calculators, code and other original materials on EMICalculate.in belong to EMICalculate.in or are used with appropriate rights.
Third-party names, logos, trademarks, rates and other third-party materials remain the property of their respective owners.
Nothing on this website gives you ownership of our intellectual property.
Our calculators provide estimates based on the information you enter and the assumptions and calculation methods described on the relevant page.
Calculator results are not:
Actual loan terms can differ between lenders and may depend on factors such as your income, credit profile, existing obligations, property details, fees, lender policies and applicable regulations.
For more information, see How We Calculate and our Disclaimer.
Some links on EMICalculate.in may lead to:
We may receive compensation or a commission from some partner or affiliate links.
If you click through to another website, that website's terms, privacy policy and other conditions apply to your interaction with them.
Any loan application, financial product or other transaction you enter into with a third party is between you and that third party.
EMICalculate.in is not a party to that agreement and does not control the third party's decisions, rates, eligibility requirements or services.
See our Affiliate Disclosure for more information.
If we provide a form, you agree to provide information that is accurate and relates to you.
Do not submit someone else's personal information without appropriate authority.
If a form is used to connect you with a lender or other partner, we will identify the relevant recipient and explain the purpose of the submission before you submit the form where applicable.
See our Privacy Policy for information about how submitted data is handled.
We may add, modify, suspend or remove calculators, features, content or other parts of the website at any time.
We do not guarantee that every calculator, page or feature will always be available.
The website may occasionally be unavailable because of maintenance, technical problems, security issues, hosting problems or circumstances outside our control.
We may also correct errors or update information without prior notice.
To the extent permitted by applicable law, EMICalculate.in provides the website, calculators and content on an "as is" and "as available" basis.
We do not guarantee that:
We make reasonable efforts to keep important information and calculations accurate, but you should verify important financial, tax and legal information with the relevant lender or qualified professional.
To the extent permitted by applicable law, EMICalculate.in and its operators will not be responsible for losses or damages arising from:
Nothing in these terms excludes or limits any liability that cannot legally be excluded or limited under applicable law.
These Terms of Use are governed by the laws of India.
Any dispute relating to the use of EMICalculate.in will be subject to the jurisdiction of the courts having appropriate jurisdiction under applicable Indian law.
If any provision of these terms is found to be unenforceable, the remaining provisions will continue to apply.
We may update these Terms of Use when our website, services or practices change or when required by applicable law.
When we make a material update, we will change the Last updated date at the top of this page.
Your continued use of the website after an updated version is published constitutes acceptance of the updated terms to the extent permitted by applicable law.
If you have questions about these Terms of Use, contact:
EMICalculate.in
Email: contact@emicalculate.in